How to avoid Christmas debt overload

by: Rose Lenk
The Christmas season is truly the season of giving. There is no other time of the year when people’s hearts are as open or their hands are as freely generous as they are during the Christmas holiday. I mean, even our favorite Christmas motto states, “It is better to give than to receive.”

While giving does fill your heart with joy and help those who are less fortunate than us, many have taken this motto to extremes when it comes to buying Christmas presents for their children, spouses and other family members.